If a business loses a SMALL CLAIMS case for negligence, does their liability insurance cover them?

If the damages claimed are negligence, and they have insurance at that level. Many business insurance policies don't kick in till the damages are $5000 for example, self insured before that. Bigger the company, bigger he deducible usually. One clue is that the insurance company did not send a lawyer to the court case, means might not be coverage.If a business loses a SMALL CLAIMS case for negligence, does their liability insurance cover them?
Frankie is mostly right. If its a negligence claim, it may be an insurable loss. It really depends on the nature of the claim, the nature of the policy, and the specific terms of the policy. Without knowing more information, there is just now way to determine if coverage is available. Best thing to do would be to submit the claim to your insurance company and see if they deny the claim.





BTW: Frankie, no lawyer was provided because its small claims. Lawyers are not allowed to appear in small claims court.

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